Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Why we're a lender you can trust

Satsuma Loans is part of Provident Personal Credit Limited, which has over 130 years experience in lending.

Satsuma Loans was built by understanding exactly what matters to customers when they need access to money quickly from a company they can trust.


We're fair

Each customer's personal circumstances are taken into account when applying for a loan.

We make one attempt to collect each scheduled repayment on the day agreed with our customers. If we’re unsuccessful we will always make contact with the customer to make sure everything is OK.

We never charge late repayment fees or additional fees of any kind.


We're responsible

We check to make sure loan repayment amounts and the frequency of repayments are affordable and manageable for you.

We care about our data and make sure our website is safe and secure for you.

We only work with trusted partners for our credit checks, such as Experian , World Pay and Call Credit.

We have a dedicated UK Call Centre so you can speak to someone if you need to.


We're regulated

We are authorised and regulated by the Financial Conduct Authority (FCA).

We attempt to view everything we do through the eyes of our customers and take full accountability in all areas of our business



Customer reviews

We like to know what our customers think about our service. That’s why we ask them!

We use Reviews who are an independent review service, to ask our customers what they think about our loans and the service they have experienced. We do this to make sure our customers have a say and to make sure we’re providing the best service we can.

You don’t just have to take our word for it! See what our customers think…

Loans can be repaid either monthly or weekly over a period of 3 to 12 months depending on the loan term chosen at application. The maximum APR for a loan is 1575%.

Representative example: £480 loan repayable over 9 months. 9 monthly repayments of £106.56. Rate of interest 133.1% p.a. fixed. Representative 535% APR. Total amount payable is £959.04