How our loans work


Choose your loan

Choose the loan that's right for you. Select how much you'd like to borrow, and for how long. Our easy to use loan calculator will then calculate your monthly or weekly repayments and the total cost of your loan.



Click apply now to complete your application for a cash loan. Our form is quick and simple to complete, it only takes a few minutes. Just make sure you have your address history, contact details, bank account details and your income/outgoings at hand. 


Sit back and relax

If accepted, we'll transfer the money directly into your bank account within 1 hour by Faster Payments. Hourly payments apply from 6am-11pm. We'll also set up your repayments to be taken via Continuous Payment Authority from your debit card automatically so you don't have to do anything. 

Calculate your loan


Applying is simple

At Satsuma Loans we see you as more than just a credit score, and wherever possible, we try to say yes. With this in mind, we work with you to ensure you can afford the loan and your repayments. We don't judge you in this process, we simply do this by asking some questions about your personal circumstances and looking at other information you provide us with to make a decision.

Before you start your application, please check you meet the following criteria:

You will need:

  • A valid email address and mobile number
  • Your home address information for the past three years
  • Details of your regular income and outgoings
  • Your bank account and debit card information

Also you must:

  • Be aged between 18 and 74
  • Live in the UK
  • Not be bankrupt
  • Agree to a credit check

Why we're a better way


Get accepted

Here at Satsuma, we always try to say yes!

Money in 1 hour

Have your loan in your account within one hour! Hourly payouts apply between 6am-11pm.

Repay monthly or weekly

Repay your loan the manageable way!

Zero Hidden Fees

Only ever pay back the amount you agree upfront

Loans can be repaid either monthly or weekly over a period of 3 to 12 months depending on the loan term chosen at application. The maximum APR for a loan is 1575%.