Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

No nonsense guide to loans.

You can’t always plan for what’s around the corner; sometimes a crisis might arise or an unexpected bill might come through the door


Most of us work hard to plan and manage our money and family finances, but when you’re faced with an unexpected expense and need to borrow it’s important that you find the right type of loan for you and one that you can afford.

Here we look at some of the more common types of loan our customers are looking for and give you the information you need to know about  each one, typical reasons why you may need to borrow and what to consider when comparing loans with different providers.

Taking a moment or two to look at your options before you start your application will help you feel sure the loan you’re choosing is the right one for you..

Representative example: £480 loan repayable over 9 months. 9 monthly repayments of £106.56. Rate of interest 133.1% p.a. fixed. Representative 535% APR. Total amount payable is £959.04